Injury claims from construction sites, where workers' compensation, OSHA safety rules and claims against parties other than the employer interact.
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A construction worker hurt on the job is usually covered by workers' compensation, which pays medical care and part of lost wages regardless of fault but generally bars a negligence suit against the employer. Construction sites, though, involve many companies: a general contractor, subcontractors, the property owner, equipment and scaffold suppliers, and manufacturers. A worker can often bring a separate third-party claim against any of them whose negligence caused the injury, and that claim can recover damages, such as pain and suffering, that workers' compensation does not pay. The compensation carrier usually has a lien on, or a right to be reimbursed from, a third-party recovery.
Federal safety standards for construction are set by OSHA (29 C.F.R. Part 1926), including rules on fall protection, scaffolds, ladders, trenching and excavation. OSHA itself gives an injured worker no right to sue, and the Act states that it does not enlarge or diminish existing rights under workers' compensation or common law (29 U.S.C. § 653(b)(4)). Even so, many state courts allow evidence of an OSHA violation to show that a contractor fell below the standard of care.
A few states impose special liability. New York's Labor Law makes owners and contractors absolutely liable for injuries caused by a failure to provide proper protection against elevation-related risks, such as falls from heights and falling objects, and the worker's own comparative negligence is not a defense (N.Y. Lab. Law § 240(1)), and imposes a further duty to comply with specific safety regulations (§ 241(6)). Bystanders injured by construction activity, such as pedestrians struck by falling debris, are not covered by workers' compensation and bring ordinary negligence claims.
Report the injury to your employer in writing and file the workers' compensation claim, then ask a lawyer whether anyone other than your employer may be responsible, because that claim is separate, has its own deadline and is often worth more. Photograph the site, the equipment and any missing guardrails or harnesses, and get coworkers' names before the site changes. The rules on liens mean the compensation and third-party claims should be handled together.
Worried about the cost? A lawyer can be hired for one part of a case only (limited-scope representation), may be paid from what a claim recovers (contingency fee), or may be free through a pro bono program or legal aid; a court can also waive its own filing fees.
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