Injury claims by motorcyclists, where helmet laws, insurance gaps and the other driver's failure to see the rider shape what can be recovered.
Looking for a lawyer rather than a definition? Skip to the state-by-state list of Motorcycle Accident law firms.
A motorcyclist hurt by another driver has the same basic negligence claim as anyone else in a crash: the other driver owed a duty of care, breached it and caused the harm. The most common pattern is a car turning left across the rider's path, or changing lanes into the rider, because the driver did not see the motorcycle. The facts that usually decide fault are the same as in any crash: right of way, speed, lighting and visibility, and what the scene, the vehicles and any video show.
Three issues come up more often with motorcycles. First, helmets. Whether a helmet is required is set by each state, some for all riders and some only for younger riders. A helmet sold for road use must meet the federal standard (Federal Motor Vehicle Safety Standard No. 218, 49 C.F.R. § 571.218). Whether not wearing one can reduce a rider's damages is also a state question: some states allow it as evidence of comparative fault or failure to mitigate, and others exclude it. Second, insurance. In no-fault states the personal injury protection that pays medical bills regardless of fault often does not cover motorcycles in the same way it covers cars, so a rider's own uninsured and underinsured motorist coverage can be the main source of recovery when the other driver carried little insurance. Third, lane position. Rules on lane splitting differ; California's Vehicle Code, for example, defines the practice (Cal. Veh. Code § 21658.1), while many states prohibit it.
When a crash is caused by a defect in the motorcycle or its parts, such as brakes, tires or wheels, a product liability claim against the manufacturer may exist alongside the claim against the driver, and federal law requires manufacturers to notify owners and remedy safety defects they identify (49 U.S.C. § 30118).
Get medical care first, photograph the scene, the bike and your gear, and keep the helmet and damaged equipment rather than throwing them away, since they can be evidence. Report the crash to your own insurer, and talk to a lawyer before giving a recorded statement to the other driver's insurer, which may try to shift blame onto the rider. A lawyer can also check whether your own uninsured motorist coverage applies.
Worried about the cost? A lawyer can be hired for one part of a case only (limited-scope representation), may be paid from what a claim recovers (contingency fee), or may be free through a pro bono program or legal aid; a court can also waive its own filing fees.
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Other entries in the same area of law, each written from the same primary sources.